Home Financing

Home Financing

Garden Cities has made financing the ownership of a home less complicated for qualified buyers.

Find out how we can help you to have a new Garden Cities home, check your options here and get all the information you need.

Fill in the Greenville Property Survey so that we have all your details and can get back to you.


Educational Videos

How to buy a home

Finance Linked Individual Subsidy Programme (FLISP)

How do I qualify for a FLISP Government subsidy?

  • If you’re a first-time buyer who has never owned a house before
  • If your total gross household income is between R3 501 – R22 000 per month
  • If you have a child or spouse
  • Your home loan must be approved

 How do I apply for the compulsory home loan approval to get the FLISP Subsidy?

  • First check if you qualify for a home loan with this free credit check and you will hear from our home loan team.
  •  If you meet the qualifying criteria, go ahead and apply for a home loan, and then we can help you with your FLISP subsidy application.

Click here to watch the Flisp Subsidy video

Calculate your potential subsidy – click on our Flisp Subsidy Calculator



  • Find out what size home loan you can qualify for to buy your own home at Garden Cities.  
  • Improve your chances to get your home loan approved if you complete this process and receive your Garden Cities Bond Indicator Certificate.
  • Watch the video on how to do it all online – quickly and accurately
  • click on the Garden Cities Bond Indicator video
  • Start the process by first checking out your credit score and then doing your online affordability assessment  

In less than 10 minutes you will have a very accurate indication of the home loan you can qualify for.